Fannie Mae purchases mortgages from lenders and bundles them into mortgage-backed securities (MBS) that we sell to investors to promote a healthy housing market. Fannie Mae Single-Family loan products help to build the American dream by making stable, predictable products such as the 30-year, fixed-rate mortgage possible Selling, Securitizing & Delivering Part C describes the requirements associated with the two primary ways lenders transact business with Fannie Mae: selling whole loans for cash and pooling loans into Fannie Mae mortgage-backed securities (MBS), which includes Uniform Mortgage-Backed Securities (UMBS). Fannie Mae serves renters, homebuyers, and homeowners by providing a reliable source of affordable mortgage financing in the United States.
Fannie Mae mortgage originating and underwriting products are easy to use and designed to help you grow your business and meet your borrowers’ needs. What We Do Fannie Mae expands access to mortgage loans and rental housing Fannie Mae is a leading source of mortgage financing in the United States. We don't originate mortgage loans or lend money directly to borrowers. Instead, we purchase mortgage loans made by lenders, who are then able to use those funds to offer mortgage loans to more people.
fannie smith, Fannie Mae offers an innovative range of mortgage products, eligibility options, and solutions to help you meet your borrowers' needs and grow your business. What does Fannie Mae do? We serve homebuyers, homeowners, and renters by creating solutions that expand equitable access to affordable housing. As a resource for homeowners and renters, we also provide reliable information to educate and empower you in your housing decisions.